Independent insurance guidance
Associates for Insurance Services North Carolina, including the coast and South Carolina
Homes on the water and homes in town, flood across the Carolinas, small businesses and contractors, personal and commercial auto. An independent agency ready to serve the residents of North Carolina, including the coast, and South Carolina.
Figure Eight Island, from the air. Photo: FOCIIS Photography, CC BY-SA 4.0
The office
Cedar Point, North Carolina
On Bogue Sound, in Carteret County
Hours
Weekdays 9:00 AM – 4:30 PM
Weekends by appointment
Call
(910) 421-2180
The Cedar Point office
cynthia@aisncinsurance.com
North and South Carolina
Licensed Insurance Advisor
Cindy Fehr.
“One of the most common things I see is coverage that simply hasn't kept up with life changes. This review is designed to help you understand where you stand today — with zero pressure.”
We work for you, not any one insurance company. We compare coverage and rates across A-rated companies and show you what fits.
Your family, your home, and your business will always come first, in our offerings.
We are members of the Big I.
- Call
- (910) 421-2180
Eight lines, one office on Bogue Sound.
Three are written for the water: coastal home, flood and boat. Five for the rest of life here: the houses in town, mobile homes and park models, rental dwellings, small businesses and contractors, and personal and commercial auto. Homeowners and landlord policies are written statewide in North Carolina; real estate agents and mortgage lenders are welcome to send us their closings.
Wrightsville Beach, from the air. Photo: FOCIIS Photography, CC BY-SA 4.0
Coastal Home Insurance
Homeowners coverage for houses on and around Bogue Sound, with the wind, hail and flood questions answered up front.Home Insurance
Homeowners, renters and condo coverage across North Carolina, from new and high-value homes to the neighborhood houses of Jacksonville, Newport and Swansboro, plus builder's risk while a home is under construction.Flood Insurance
A separate policy for rising water, written through the NFIP or a private flood insurer, across North Carolina and South Carolina, including the coastline.Mobile Home & Park Model Insurance
Coverage for mobile homes in parks and on their own lots around Cedar Point, and for park models in the parks near the beaches.Landlord & Rental Dwelling Insurance
Dwelling fire and landlord coverage for rental houses, flips and managed properties in North and South Carolina.Business & Contractor Insurance
General liability, workers' comp, commercial auto and property for landscapers, small contractors, commercial buildings, convenience stores, restaurants and taverns.Auto Insurance
Personal auto for the household and commercial auto for the business, with North Carolina's minimums explained.Boat Insurance
Hull, liability and equipment coverage for boats on Bogue Sound, the inlets and the ocean.The coast we write: Cedar Point · Cape Carteret · Emerald Isle · Swansboro · Jacksonville · Newport · Morehead City · Atlantic Beach.
The North Carolina Department of Insurance
“Homeowners insurance policies do not cover flood damage.”
Source: NCDOI, Flood Insurance, retrieved October 7, 2026.
Flood is its own policy, and the same NCDOI page notes that “The coverage involves a 30-day waiting period before the policy becomes effective; however, there are exceptions.” The month before you need it is the month to decide.
Flood Insurance on the Crystal CoastMorehead City, seen from Atlantic Beach. Photo: Bz3rk, CC BY-SA 4.0
What Our Clients Say
Based on 2 Google reviews
Doug Keeling
a month ago
Very prompt who is on top of things make sure I’m covered in my business, friendly fast and efficient
Call or start online.
Weekdays 9:00 AM – 4:30 PM · Weekends by appointment. Cedar Point, North Carolina.
Bogue Sound in fog. Photo: Vancemiller, Public domain
Carriers we work with
- Progressive
- Travelers
- Chubb
- National Life Group
- Mutual of Omaha
- Aflac
- Allstate
- GEICO
- National General
- Orchid
- SageSure
- Markel
- NCJUA
- Orion180